| http://www.w3.org/ns/prov#value | - And when people selling mortgage products only cared about closing ASAP, it does not behoove them to allow ample time for consideration.I do not think people were duped simply because there was an opportunity for them to analyze loans, but I do believe people were given a hard sell on the idea that low rates and refinancing will be around forever, houses never lose value, and your ARM payment is low
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