| http://www.w3.org/ns/prov#value | - But when rates drop below 4.5%, then it is worth looking into.Rates could go even lowerTreasury yields near all-time lowsRates could drop even lower, according to Keith Gumbinger of HSH Associates, a provider of loan information.Low Treasury interest rates are still not being fully passed through to mortgage borrowers, he said.While mortgage rates do not move in lockstep with Treasury yields, th
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