| http://www.w3.org/ns/prov#value | - later, you have a bad year, Kanner said.Locally, the city is joining Ashland Community Hospital, the Ashland School District, Jackson County managers, the Oregon Shakespeare Festival and other organizations that have moved to self-insurance to control costs.Nationally, the Employee Benefit Research Institute reported in November 2012 that 40.9 percent of businesses were self-insured in 1998, but
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