| http://www.w3.org/ns/prov#value | - Many secured cards have application fees, transaction fees for each purchase, monthly fees to maintain the card, higher annual fees, higher interest rates, no grace period for purchases and other fees that unsecured cards simply do not have, says Stephen Lesavich, Ph.D., an attorney and co-author of ???The Plastic Effect: How Urban Legends Influence the Use and Misuse of Credit Cards.???
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