| http://www.w3.org/ns/prov#value | - s, the Client Agreement: (a) states that Respondent???s program applies to unsecured debts, such as medical bills and credit card debts; and (b) requires a debtor to make monthly payments to a designated custodial account to be managed by an account agent, which payments will be used to pay settlements that the debtor has approved, to pay fees due to Respondent pursuant to the Client Agreement, an
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