| http://www.w3.org/ns/prov#value | - s, including an oral, written, or electronic communication; is effective when the demand for payment or acceptance is received by the person to whom presentment is made; and is effective if made to any one of two or more makers, acceptors, drawees, or other payors.(2) Upon demand of the person to whom presentment is made, the person making presentment must (i) exhibit the instrument, (ii) give rea
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