| http://www.w3.org/ns/prov#value | - I was surprised at the low weight Kling places on financial innovation, but this turns out to be a function of his conceptual structure: ???Apart from practices that were developed for the purpose of regulatory capital arbitrage, financial innovation played a small role in the crisis.??? He categorizes CDOs, credit default swaps, and SIVs as forms of innovation that arose for regulatory capital ar
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