| http://www.w3.org/ns/prov#value | - we do not have a fannie mae loan and it is a conventional loan we owe 189,000 on first loan and46,000 on the second our loan is a adjustable we want to fix it but the loan to vaule is at 200,000 just discharge from chapter 13 american servicing company (asc) service the loan but well fargo would be the bank to refinance, they said we would need to wait 2 years wondering if you had more information
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