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http://webisa.webdatacommons.org/14539014
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http://www.w3.org/1999/02/22-rdf-syntax-ns#type
http://www.w3.org/ns/prov#Entity
http://www.w3.org/ns/prov#value
That being said, 15% is a good deal, but only if the offer explicitly states that the debt will be "settled in full, i.e. the remaining balance will be forgiven and no one will ever try to collect it from you in the future.
http://www.w3.org/ns/prov#wasQuotedFrom
creditnet.com