| http://www.w3.org/ns/prov#value | - As a federal savings bank, the Bank derives its lending and investment powers from the Home Owners??? Loan Act, as amended, and the regulations, pronouncements or guidance of the OCC. Under these laws and regulations, the Bank may invest in mortgage loans secured by residential and nonresidential real estate, commercial business and consumer loans, certain types of securities and certain other loa
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