| http://www.w3.org/ns/prov#value | - If they do, they should be able to accumulate about 12 times their salary by the time they retire, and generate about 60 percent of their pre-retirement income to live on each year.If mortgages, car payments, credit cards and other debt get in the way early in life, people will have to save more than 12 percent to catch up--a difficult undertaking.
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