| http://www.w3.org/ns/prov#value | - sumer Credit Protection Act, 15 U.S.C. 1635 or regulations issued pursuant thereto;C. ???trade??? or ???commerce??? includes the advertising, offering for sale or distribution of any services and any property and any other article, commodity or thing of value, including any trade or commerce directly or indirectly affecting the people of this state;D. ???unfair or deceptive trade practice??? means
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