| http://www.w3.org/ns/prov#value | - We got into this mess because we went through a multi-year credit cycle, a credit expansion that went absolutely -- we let it happen, at all levels of society, including the government -- that we went through a parabolic credit cycle of 2001 and 2007, and we are paying the piper right now because a lot of this debt is bad and has to be extinguished.
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