| http://www.w3.org/ns/prov#value | - ???It was further part of the scheme and artifice to defraud that defendants Joel and Esther Swartz accessed the existing credit accounts in the name MS and AS by cashing convenience checks on the accounts and by using credit cards to purchase goods and services for their own use and enjoyment including air travel, vacations, spa treatments and renovations and furnishings for their two residences
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