| http://www.w3.org/ns/prov#value | - At the end, the result of that, unfortunately, the revenues are a little down due to 2 things, first of all the outstanding [Indiscernible] are flat and second, we have naturally new regulations mainly in France what we call [French], which are not very, very favorable for personal finance but we adapt because we have -- as you can see, we have reduced our operating expenses of around 4% if we exc
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