| http://www.w3.org/ns/prov#value | - two of Canada???s largest banks acknowledged that there is a need to shore up the country???s underwriting standards, and suggested OSFI???s concern over appraisals is the start of that process.???We were obviously the core participants in a market that was showing signs of frothiness,??? Toronto-Dominion Bank chief executive officer Ed Clark said.???What [regulators] really want us to do is not
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