| http://www.w3.org/ns/prov#value | - ts, wherein at least one insured is an employee of a company; (ii) optimize a return of the COLI-DB by: I)determining obtaining a schedule of contract premiums and death benefits associated with the policies; II) obtaining actuarial forces of mortality associated with the insureds; III) determining a discount factor for cashflows; IV) incorporating thediscount factor into the COLI-DB; and V) recal
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