| http://www.w3.org/ns/prov#value | - Typically, five participants are involved in an ACH transaction: the originating company or individual (Originator), the Originating Depository Financial Institution (ODFI), the ACH Operator, the Receiving Depository Financial Institution (RDFI), and the receiving company, employee or customer (Receiver). [0028] The Originator is an entity that agrees to initiate ACH entries into the payment syste
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