| http://www.w3.org/ns/prov#value | - Instead of paying premiums and, ultimately, profits to an insurer, we can take the savings we are achieving and use those savings to contribute to employees' health savings accounts,??? Ms. Young said.The companies are among dozens, if not hundreds, of employers, mostly midsize with 100 to 500 employees, that have banded together in recent years to self-insure part of their health c
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