| http://www.w3.org/ns/prov#value | - First enacted in 1977 in an effort to rectify perceived racism (???redlining???) in mortgage lending, the CRA was then revised to require that all mortgage-lending banks (for purposes of this introduction, ???commercial??? banks, but including savings and loans) prove that they were making active efforts to lend to the underprivileged in their communities.
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