| http://www.w3.org/ns/prov#value | - Some 53 institutions, mainly regional or community banks, have entered into such arrangements since January 2008.With more Americans suffering through unemployment or cuts in their paychecks, we believe it is crucial to offer a helping hand to avoid unnecessary and costly foreclosures, said Sheila Bair, FDIC chairman, who has led the efforts to have loan modifications be based on income.
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