| http://www.w3.org/ns/prov#value | - g risk profiles.Ms Carnell said penalties such as higher premiums were only lawful if the customers posed a heightened risk, but claimed there was no data to support claims that people suffering depression or anxiety were higher-risk than those who did not have the illnesses.More than three million Australian currently have a mental illness, but if they try to get insurance they may face discrimi
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