| http://www.w3.org/ns/prov#value | - For my supersafe type money, I pay down my mortgage which gives me a bondlike guaranteed return.The rest of my portfolio is in 20-25 individual stocks and bonds, which provide what I feel is adequate diversification, though in recent years I have been overweighted in oil and gas and rails, and always underweight in tech.When I am buying new stocks, I consider diversification at that time.
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