| http://www.w3.org/ns/prov#value | - However, TILA section 103(bb)(4)(B) provides that compensation must be included in points and fees if it is paid ???directly or indirectly??? by a consumer or creditor ???from any source.??? Because compensation by a mortgage broker firm to its employees is funded from consumer or creditor payments, such compensation could be interpreted as being paid indirectly by a consumer or creditor.
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