| http://www.w3.org/ns/prov#value | - I had thought that a mortgage was a secured loan and that the lender had a due dilligence process whereby they determined that the property and the mortgagee were deemed to be of sufficient merit so as to warrant the risk of the loan at some interest rate.is not that the mortgage lending business?The housing bubble burst and caught most banks by surprise - are not they a lot more sophisticated than
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