| http://www.w3.org/ns/prov#value | - A payment could not be deemed late unless the borrower is given a reasonable period of time, such as 21 days, to pay.-Placing too-high fees for exceeding the credit limit solely because of a hold placed on the account.-Unfairly computing balances in a computing tactic known as double-cycle billing.-Unfairly adding security deposits and fees for issuing credit or making it available.-Making decepti
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