| http://www.w3.org/ns/prov#value | - Both policies included a provision agreeing to pay damages because of 'bodily injury' or 'property damage' to which this insurance applies, but the policies explicitly require that [t]he 'bodily injury' or 'property damage' must be caused by an 'occurrence.' An occurrence is an accident, including continuous or repeated exposure to substantially the same general conditions.
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