| http://www.w3.org/ns/prov#value | - The incidences of mortgages, equipment loans, and other loans were similar to their 1998 levels; leases declined somewhat.22 The increase in the percentage of firms with lines may be due in part to commercial banks' increased use of credit-scoring models for that type of loan.23 Alternatively, the increase may have been due to differences in the economic environment.
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