| http://www.w3.org/ns/prov#value | - The apparatus and method of the present invention may commence operation when the card, which is to be utilized in a credit card, charge card, debit card, and/or currency or "smart card, electronic money card, electronic cash card, and/or digital cash card, or number corresponding thereto, transaction, is offered at the point-of-sale or other appropriate location whereupon the attendant or point-
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