| http://www.w3.org/ns/prov#value | - Since the rule carves out loans sold to Fannie, Freddie, and FHA, however, if the QRM rule is written differently than the QM rule, most financial institutions will only originate loans intended for sale to the FHA, VA, or to a GSE. As such, a perverse outcome of a QRM rule that is different than the QM rule would be that we might permanently enshrine the GSEs and other government agencies as the
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