| http://www.w3.org/ns/prov#value | - [5] Impact Financial Services??? website states ???Since we do not charge up-front or implementation costs and our fee is a percentage of the increased NSF income you earn from the service, you have no financial risk!??? Impact Financial Services, https://impactfinancial.com/portal/WhatisIOP/HowTheProgramWorks/tabid/65/Default.aspx (last visited July 7, 2008 and Mar. 22, 2012) (on file with CRL).
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