| http://www.w3.org/ns/prov#value | - The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, which became effective in October 2005, made significant changes to the Bankruptcy Code, including creation of a ???means testing??? criteria to determine if the debtor qualifies, based on income and other factors, for a Chapter 7 Bankruptcy filing, or whether the debtor must proceed with a Chapter 13 filing.
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