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About:
http://webisa.webdatacommons.org/23695805
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http://www.w3.org/1999/02/22-rdf-syntax-ns#type
http://www.w3.org/ns/prov#Entity
http://www.w3.org/ns/prov#value
It says that if the policy owner surrenders the contract during the surrender charge period, the owner may get back less than the original amount invested if current interest rates are higher than the contract guaranteed rate.
http://www.w3.org/ns/prov#wasQuotedFrom
annuitynews.com