| http://www.w3.org/ns/prov#value | - Neil Lovatt, director of savings at Scottish Friendly, said: People will naturally sway towards a cash ISA as it is the simplest to understand and there are a number of misconceptions floating around about what it means to invest in a stocks and shares ISA. With most cash ISAs currently offering poor returns, one thing that may be holding people back is a lack of understanding about how investme
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