| http://www.w3.org/ns/prov#value | - Federal and non-federal aid such as grants, loans, work-study, and scholarships are combined in a package to help meet the student's need.Financial NeedThe difference between what it costs to attend college (COA) and the amount determined that a student and her/his family can afford to pay toward those expenses (EFC).ForebearanceAn authorized period of time during which the lender agrees to temp
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