| http://www.w3.org/ns/prov#value | - nsumers for the purpose of furnishing consumer reports to third persons. (3) (a) Credit services organization means a person who represents that the person or an employee is a debt professional or credit counselor, or, with respect to the extension of credit by others, sells, provides, or performs, or represents that the person can or will sell, provide, or perform, in return for the payment of
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