| http://www.w3.org/ns/prov#value | - She has great ideas including mapping out your expenses (you can start this year recording all of your expenditures as a basis for a budget next year), increasing your budget by getting a seasonal job (like gift-wrapping), and setting limits on gift-giving (will you give just one present per person? limit each gift by dollar amount? decide not to exchange with extended family?).
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