| http://www.w3.org/ns/prov#value | - DELINQUENCY ??? The Cardholder is liable for all charges, fees and other obligations incurred through the use of the CARD and all supplementary CARD(s) and in the event of any future delinquency, the Cardholder authorizes BPI to report and/or include the names of the Cardholder as well as the supplementary in negative listings of any credit information bureau or institution. 13.
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