| http://www.w3.org/ns/prov#value | - Mortgage debt is coming down because so many Americans are defaulting on payments and losing their homes to foreclosure, not just because people are paying off loans.A lot of this debt reduction is not voluntary, said Dana Saporta, director of U.S. economics at Credit Suisse.The Fed report suggests the average household owes about $119,000 on mortgages, credit cards, auto loans and other debt.De
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