| http://www.w3.org/ns/prov#value | - I feel horrible and like a failure for not being able to pay my creditors back; however, after many phone calls in trying to get them to work with me so that I can pay them back, especially after the fact that I have always paid on time and seeing how none of them will work with me, I find myself with my hands tied behind my back and with no more options.
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