| http://www.w3.org/ns/prov#value | - Disney and Gathergood (2009) examined the relationship between changes in house prices and changes in households??? secured debt holdings in both the US and the UK. They found that equity extraction due to rising house prices was much more prevalent in the US. They further observed that UK households extracted equity primarily to repay unsecured debt such as credit card debt, while, in contrast, U
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