| http://www.w3.org/ns/prov#value | - Since a big stock downturn on the eve of retirement can be devastating, older investors are told to put more into bonds and cash, such as CDs, savings and money market accounts and funds.Most good asset allocation tools, like the one from the mutual fund company Vanguard Group, include a questionnaire to tailor the results to the user???s situation.This usually includes a probe of one???s ???risk
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