| http://www.w3.org/ns/prov#value | - An individual obtaining (or a plan providing) a reward, such as a discount or rebate of a premium or contribution, a waiver of all or part of a cost-sharing mechanism, an additional benefit, or any financial or other incentive An individual avoiding (or a plan imposing) a penalty, such as the absence of a premium surcharge or other financial or nonfinancial disincentive As a result, solely for pur
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