| http://www.w3.org/ns/prov#value | - Instead, for the reasons discussed above, comment 43(c)(2)-1 provides that the rule and commentary permit creditors to adopt reasonable standards for evaluating factors in underwriting a loan, such as whether to classify particular inflows or obligations as ???income??? or ???debt,??? and that, in evaluating a consumer's repayment ability, a creditor may look to governmental underwriting standards
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