| http://www.w3.org/ns/prov#value | - ncreasing the likelihood of retaining the consumer's business; enabling an amount from an unpaid card debit to be added to a mortgage such as a first mortgage; enabling an ongoing relationship between card usage and a mortgage provider or holder; These and/or the other computer-aided embodiments herein, as apparent from the specification as a whole, can be carried out by providing an improved digi
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