| http://www.w3.org/ns/prov#value | - An astounding 54% of African American households and 43% of Hispanic households are unbanked or under-banked, meaning they rely on alternative financial service providers such as check-cashers and payday lenders for some or all of their banking needs.[1] These unbanked and under-banked families pay hundreds or thousands of extra dollars each year for high-cost banking services from non-bank provid
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