| http://www.w3.org/ns/prov#value | - In determining whether to pay a claim and the amount to be paid, the Board may consider any matter which, in its discretion, it deems relevant, including but not limited to the following:(a) The conduct, including negligence, if any, of the claimant which contributed to the loss;(b) The hardship which the claimant suffered because of the loss;(c) The total amount of reimbursable losses of applican
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