| http://www.w3.org/ns/prov#value | - ng the nature and consequences of such affirmation and the fact that the consumer is not legally obligated to make such affirmation; (c) The collection or the attempt to collect from the consumer all or any part of the debt collector's fee or charge for services rendered: Provided, That attorney's fees, court costs and other reasonable collection costs and charges necessary for the collection of a
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