| http://www.w3.org/ns/prov#value | - n or other hazards and naming the creditor as loss payee and if, prior to the repossession or surrender of the collateral, loss or damage occurs which would give rise to insurance proceeds under the terms of the policy in force, then nothing in this section shall be deemed to limit the creditor???s rights to so much of the insurance proceeds as does not exceed the fair market value of the collater
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