| http://www.w3.org/ns/prov#value | - Another requirement in the bill, that customers receive 45 days notice before their interest rates are increased, would go into effect in 90 days.Double-cycle billing eliminates the interest-free period for consumers who move from paying the full balance monthly to carrying a balance.Similar regulations by the Federal Reserve do not take effect until July 2010.The House measure, dubbed the Credit
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